FAQ

The best pension option depends on your individual and family circumstances. Factors such as your income needs, spouse or beneficiary considerations, life expectancy, and other retirement resources should be evaluated before making a decision.

The best time to claim Social Security varies from person to person. Your age, health, retirement income, employment status, family situation, and long term financial goals can all influence when it may make sense to begin receiving benefits.

Tax planning may involve coordinating withdrawals from different accounts, managing taxable income, evaluating retirement distributions, and considering the timing of Social Security and other income sources. The appropriate strategy depends on your individual financial and tax circumstances.

FRS employees may have decisions to make regarding accumulated sick or annual leave when approaching retirement. How these funds are handled can have financial and tax implications, so they should be considered as part of your broader retirement strategy.

A retirement income strategy considers your pension, Social Security, investments, retirement accounts, cash reserves, and other income sources. Coordinating these resources can help create a sustainable approach to meeting your expenses throughout retirement.

Your financial plan should be reviewed regularly and whenever you experience a major life change. Retirement, marriage, the loss of a loved one, career changes, an inheritance, changes in your health, or significant market conditions may all affect your financial strategy.

Yes. If charitable giving is important to you, it can be incorporated into your broader financial strategy. Planning can help align your charitable goals with your family priorities, financial resources, and long term legacy.

Integrated Wealth Management Group works multigenerationally with clients, helping families consider both their current financial needs and their future goals. Coordinated planning can help families make informed decisions about wealth, retirement, family priorities, and the legacy they want to leave behind.

Integrated Wealth Management Group focuses on simplifying complex financial decisions and creating personalized strategies rather than using a one size fits all approach. The firm emphasizes client centered planning, family and service oriented values, and specialized knowledge of areas such as the Florida Retirement System.